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For your Excess, larger or more complicated risks.
P&C coverage for hundreds of classes of Property & Casualty, General Liability and more.
Personal Lines
Habitational personal lines needs.
One truck or fleet accounts, short and long haul.
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Wholesale Insurance Broker

Litchfield Special Risks, Inc. is a managing general agent writing surplus lines insurance in the states of Texas, Arkansas, Arizona, California, Colorado, Iowa, Illinois, Kansas, Louisiana, Missouri, Nebraska, Nevada, New Mexico, Oklahoma, Tennessee, Utah and Wyoming. 

Our commercial insurance department can help you with general liability, property insurance, excess and umbrella. We can write insurance for high value properties. Some of our most competitive classes are Lessors’ Risk Only for your insureds who own or lease commercial buildings, contractors big and small. Check out our top 15 classes of business at the top of this page. 


We also provide Garagekeepers insurance for open lot dealers. Garage coverages for repair shops of all types of vehicles from motorcycles to large equipment and even repair of emergency vehicles. 


Drones are increasing in numbers as more and more contractors, photographers and building inspectors are purchasing them. We are seeing a dramatic increase of drone use for land surveyors as well as oil field inspectors. Our aviation markets can help with drone insurance. We also can cover manufacturing of parts for aviation, private aircrafts, airfields and more. With over twenty-five aviation markets that are all on admitted paper, Litchfield is a good source for your aviation insurance risks. 

Our brokerage department can help you secure coverages for unique and growing markets. Because of everything we see in the news of late regarding shootings and cyber breaches, we have sought out specific markets for active shooter insurance and cyber liability. Cyber liability affects more than just large corporations, it affects most of your insured who accept personal and financial information from their customers. Our Micro-Tech product is perfect for the smaller IT specialists, cell phone repair companies, etc. 


Environmental risks coverages are for contractors who might run into asbestos removal, dry cleaners or golf courses who use products that need pollution insurance.  Here are other pollution and environmental risks we can write: hazmat transportation, laboratories, mold assessment and remediation and underground storage tanks insurance, and many more. 

Our errors and omissions, directors and officers and professional insurance coverages include ambulatory surgical centers, medical of all kinds, architects and engineers, consultants, lawyers and many more. 

We are well known for our transportation (truckers insurance) department and this is not changing any time soon.  We have access to the top-rated transportation carriers in the industry and our underwriters are very experiences. We can write long haul, intermediate and local trucking insurance, motor truck cargo insurance as well as physical damage. Download our states and markets to see where we are licensed. 

This is just a sample of what we write, for a more complete list, please view our departmental pages. 

7016 Orizaba Ave, El Paso, TX 79912 |  (800) 592-1027  |
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